The devastating wildfires and straight-line winds that struck the Los Angeles area in January 2025 have left a profound impact on our communities

5 Surprising Protections in California's New Wildfire Mortgage Relief Law

September 30, 20251 min read
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For Mortgage Relief Resources go to: https://dfpi.ca.gov/lafires/relief/

Assenbly Bill # 238: https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB238

Important Disclaimer:This information is based on the law as of September 22, 2025, and is intended for informational purposes only. It does not constitute legal or financial advice. You should consult with a qualified professional for advice regarding your individual situation.

Loan Officer Compliance Note: As a mortgage loan officer, I am providing this summary to help you understand the options available under this specific state law. All forbearance plans and loan modifications are subject to the policies and approval of your specific mortgage servicer and the investor who owns your loan, in accordance with the Act.

Laura Guadamuz, Mortgage Loan Originator | NMLS #2097030Serving Coeur d'Alene, Post Falls, Hayden, Rathdrum, and surrounding areas in North Idaho.Right Lending Team | Powered by NEXA Mortgage, LLC | NMLS #1660690 | Equal Housing Lender

Laura Guadamuz

Laura Guadamuz, Mortgage Loan Originator | NMLS #2097030Serving Coeur d'Alene, Post Falls, Hayden, Rathdrum, and surrounding areas in North Idaho.Right Lending Team | Powered by NEXA Mortgage, LLC | NMLS #1660690 | Equal Housing Lender

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