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The Right Lending Team Blog

North Idaho Refinance Report

North Idaho Refinance Reportby: Laura GuadamuzPublished on: 07/10/2025

Stay informed with the North Idaho Refinance Report for October 2025 — covering local mortgage rates, market conditions, and refinancing opportunities across Coeur d’Alene, Post Falls, Rathdrum, and Athol.

Home Equity StrategiesNorth Idaho HomebuyingFuture of Mortgage
North Idaho Refinance Report

Is a Credit Score Holding You Hostage? Why 2025 is a Game-Changer for Aspiring Homebuyers

Is a Credit Score Holding You Hostage? Why 2025 is a Game-Changer for Aspiring Homebuyersby: Laura GuadamuzPublished on: 06/10/2025

Major changes are coming to Fannie Mae’s Desktop Underwriter (DU) Version 12.0 starting the weekend of November 15, 2025. The mandatory minimum representative credit score of 620 is being removed

North Idaho HomebuyingFuture of Mortgage
Is a Credit Score Holding You Hostage? Why 2025 is a Game-Changer for Aspiring Homebuyers

Your Home Is Hiding Cash: 8 Smart Ways to Use a HELOC

Your Home Is Hiding Cash: 8 Smart Ways to Use a HELOCby: Laura GuadamuzPublished on: 14/09/2025

Your Home Is Hiding Cash: 8 Smart Ways to Use a HELOC

Home Equity StrategiesNorth Idaho HomebuyingFuture of Mortgage
Your Home Is Hiding Cash: 8 Smart Ways to Use a HELOC

Best Ways to Use a Home Equity Line of Credit (HELOC)

Best Ways to Use a Home Equity Line of Credit (HELOC)by: Laura GuadamuzPublished on: 14/09/2025

Best Ways to Use a Home Equity Line of Credit (HELOC)

Home Equity StrategiesNorth Idaho HomebuyingFuture of Mortgage
Best Ways to Use a Home Equity Line of Credit (HELOC)